Utah state resources for personal identity theft protection
Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.
Utah Attorney General consumer identity theft website (for personal protection)
Learn how to protect your personal credit
Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.
Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.
Tools & Resources to Protect Your Personal Credit:
Review, Manage, and Protect Your Utah Business Filings
If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.
Review and Protect Your Business Credit Reports
Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.
Contact the business credit reporting agencies:
Report and Correct Fraudulent Utah Business Filings
In Utah, if your state business records have been fraudulently changed or updated, contact the Utah Division of Corporations and Commercial Code to report and correct fraudulent business filings. Contact information is provided below.
Please note that you should only contact the Utah Division of Corporations and Commercial Code for business identity theft incidents involving fraudulent business records. For such incidents, the Division may also report or escalate to law enforcement as appropriate.
All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.
Utah Division of Corporations and Commercial Code
Main website: Utah Division of Corporations and Commercial Code
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Division of Corporations telephone: 801-530-4849 or 1-877-526-3994
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Mailing address:
Utah Div of Corp & Commercial Code
P.O. Box 146705
Salt Lake City, Utah 84114-6705 |
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Physical address:
Utah Div of Corp & Commercial Code
Heber M. Wells Building
160 E 300 S, 1st Floor
Salt Lake City, Utah 84111
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Utah Credit Security Freeze
Utah enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Utah state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.
Eligibility: All consumers
Credit Security Freeze Fees: Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of a police report or DMV report)
• All others must pay $10.00 to place a freeze, to temporarily lift the freeze, or to remove the freeze entirely
• The freeze will remain in place until you remove it
• Under Utah law, the freeze can be active, or lifted, within 15 minutes of your request
To Place a Credit Security Freeze in Utah:
• Experian security freeze website
• Equifax security freeze website
• TransUnion security freeze website
• Innovis security freeze website
Report Business Identity Theft to Utah Law Enforcement
In Utah, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you can also file a complaint with the Utah Office of the Attorney General.
In the case of fraudulent business filings, the Utah Division of Corporations and Commercial Code may also report or escalate to law enforcement as necessary.
Be certain to also review the Business Identity Theft Victim Action List for other important steps to take.
State of Utah Office of the Attorney General
Utah Attorney General website
File an identity theft report with the Utah Attorney General
Utah AG ID Theft Service Desk telephone: (801) 538-3440 or Toll free: (800) 678-3440
Complaints mailing address:
Utah Office of the Attorney General
P.O. Box 142320
SLC, Utah 84114-2320
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Utah Department of Public Safety
Utah Department of Public Safety website