State of Rhode Island
Rhode Island business identity theft information and state resources to protect businesses and business owners, & guidance to help you report and recover from business ID theft
Protect your personal credit and identity, and find additional Rhode Island state-specific information for personal identity theft protection
Learn about business identity theft, how it happens, and ways to protect your Rhode Island business & reduce your risks
Report business identity theft to law enforcement and appropriate Rhode Island government agencies, & get assistance in resolving your case
©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.
Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.
Rhode Island State Police identity theft website (personal)
Rhode Island State Police consumer identity theft brochure (personal)
Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.
Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.
Tools & Resources to Protect Your Personal Credit:
If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.
Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.
Contact the business credit reporting agencies:
In Rhode Island, if your state business records have been fraudulently changed or updated, contact the Rhode Island Secretary of State Business Services Division to report and correct fraudulent business filings. Contact information is provided below.
Please note that you should only contact the Rhode Island Secretary of State Business Services Division for business identity theft incidents involving fraudulent business records. For such incidents, the Division may also report or escalate to law enforcement as appropriate.
All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.
Rhode Island enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Rhode Island state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.
Eligibility: All consumers
Credit Security Freeze Fees: Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of a police report), or for seniors age 65 or older
• All others must pay $10.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• The freeze will remain in place until you remove it
To Place a Credit Security Freeze in Rhode Island:
• Experian security freeze website
• Equifax security freeze website
• TransUnion security freeze website
• Innovis security freeze website
In Rhode Island, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a complaint with the Rhode Island State Police or the Rhode Island Office of the Attorney General.
In the case of fraudulent business filings, the Rhode Island Secretary of State Business Services Division may also report or escalate to law enforcement as appropriate.
Also review the Business Identity Theft Victim Action List for other important steps to take.
Rhode Island State Police
Rhode Island State Police Barracks (Non-Emergency)
311 Danielson Pike
Telephone: (401) 444-1000
Hope Valley Barracks
54 Nooseneck Hill Road
Telephone: (401) 539-2411
Lincoln Woods Barracks
1575 Old Louisquisett Pike
Telephone: (401) 444-1100
838 East Main Road
Telephone: (401) 849-4444
7875 Post Road
Telephone: (401) 294-3371
Rhode Island Office of the Attorney General
Rhode Island Attorney General website
Rhode Island AG Consumer Protection Unit phone: (401) 274-4400