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Puerto Rico

Puerto Rico

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  Puerto Rico

Puerto Rico business identity theft information and resources

Information and local resources to protect Puerto Rico businesses and business owners, & guidance to help you report and recover from business identity theft

PROTECT YOURSELF

Protect your personal credit and identity, and find additional state-specific information for personal identity theft protection


Business owner personal risks

Review and protect your personal credit

Personal identity theft protection

PROTECT YOUR BUSINESS

Learn about business identity theft, how it happens, and ways to protect your business & reduce your risks

Learn about business identity theft

Protect your business

Protect your business filings

Business credit reports

REPORT & RESOLVE YOUR CASE

Report business identity theft to law enforcement and appropriate government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies
Puerto Rico Credit Security Freeze
Puerto Rico Credit Security Freeze

Puerto Rico Credit Security Freeze


The three major credit bureaus  (Experian, Equifax, and TransUnion) have voluntarily made credit security freezes available to Puerto Rico residents. Innovis voluntarily allows all U.S. consumers to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of a police report or DMV report)
• All others must pay $10.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in Puerto Rico:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  
 

Puerto Rico Resources for Personal Identity Theft
Puerto Rico Resources for Personal Identity Theft

Puerto Rico resources for personal identity theft protection


Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.


U.S. Federal Trade Commission Consumer ID theft website   (personal protection information)






Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit


Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.


Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
     
Review Your Credit Report for Fraud    Extended Fraud Alerts 
     
Credit Security Freeze    Fraud Victim Statement 
     
Active Duty Alerts    Credit Monitoring 


Protect your business filings
Protect your business filings

Review, Manage, and Protect Your Puerto Rico Business Filings


If your business does not regularly review your business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered, you may unknowingly attract the unwanted attention of business identity thieves.




Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports


Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:


Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  
 


Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent Puerto Rico Business Filings


In Puerto Rico, if your official business records have been fraudulently changed or updated, contact the Government of Puerto Rico Department of State to report and correct fraudulent business records.

Please note that you should only contact the Puerto Rico Department of State for business identity theft incidents involving fraudulent business records.

All other types of business identity theft incidents and related fraud should be reported directly to the Puerto Rico Police Department. Also review the Business Identity Theft Victim Action List for other important steps to take.


Puerto Rico Department of State

Website:   www.estado.gobierno.pr

Telephone:   (787) 722-2121           Hours:  8:00 a.m. to 4:30 p.m.
Mailing address:

Government of Puerto Rico
Department of State
P.O. Box 9023271
San Juan, PR   00902-3271

 
      
Physical address:

Government of Puerto Rico
Department of State
Calle San José, Esq.
San Francisco
San Juan, Puerto Rico   00902




Puerto Rico Law Enforcement
Puerto Rico Law Enforcement

Report Business Identity Theft to Puerto Rico Law Enforcement


In Puerto Rico, if your business is a victim of business identity theft, you should report the crime to the Puerto Rico Police Department.

In the case of fraudulent business filings, the Puerto Rico Department of State may also report or escalate to law enforcement as appropriate.

Also review the Business Identity Theft Victim Action List for other important steps to take.


Puerto Rico Police Department

Website:  www.policia.gobierno.pr


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