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Oregon

Oregon Business Identity Theft

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Oregon Business Identity Theft Protection & Resources


State Seal of Oregon   State business identity theft resources 

  State of Oregon

Oregon business identity theft information and state-specific resources to protect Oregon businesses and business owners, & guidance to help you report and recover from business ID theft


PROTECT YOURSELF

Protect your personal credit and identity, and find additional Oregon state-specific information for personal identity theft protection


Business owner personal risks

Review and protect your personal credit

Personal identity theft protection

PROTECT YOUR BUSINESS

Learn about business identity theft, how it happens, and ways to protect your Oregon business & reduce your risks

Learn about business identity theft

Protect your business

Protect your state business filings

Business credit reports

REPORT & RESOLVE YOUR CASE

Report business identity theft to law enforcement and appropriate Oregon government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies


©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.

Oregon State Resources for Personal Identity Theft
Oregon State Resources for Personal Identity Theft

Oregon state resources for personal identity theft protection


Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.


Oregon Division of Finance and Corporate Securities - “Identity Theft Protection Act” website   (personal)

Oregon Information Security Resource Center - "Avoiding Identity Theft and Fraud" website    (personal)

Oregon State Attorney General - Consumer identity theft website   (personal)



Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit


Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.


Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
     
Review Your Credit Report for Fraud    Extended Fraud Alerts 
     
Credit Security Freeze    Fraud Victim Statement 
     
Active Duty Alerts    Credit Monitoring 


Protect your state business filings
Protect your state business filings

Review, Manage, and Protect Your Oregon Business Filings


If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.




The Oregon Secretary of State is implementing a system for electronic notification of parties when their registrations have been updated in any way. We are also implementing an address verification process for those addresses required by statute to be street addresses, instead of maildrops. We will partner with other agencies to educate businesses on the issue and ways to keep their identity information safe.


Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports


Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:


Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  
 


Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent Oregon Business Filings


In Oregon, if your state business records have been fraudulently changed or updated, contact the Oregon Secretary of State Corporation Division to report and correct fraudulent business filings. Contact information is provided below.

Please note that you should only contact the Oregon Secretary of State Corporation Division for business identity theft incidents involving fraudulent business records. For such incidents, the Division may also report or escalate to law enforcement as appropriate.

All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.


Oregon Secretary of State
Main website:  www.sos.state.or.us

Oregon Secretary of State - Corporation Division

Website:  www.filinginoregon.com

Corporation Division telephone:  (503) 986-2200

Address:

Oregon Secretary of State
Corporation Division
255 Capitol Street NE, Suite 151
Salem, Oregon  97310-1327



Oregon Credit Security Freeze
Oregon Credit Security Freeze

Oregon Credit Security Freeze


Oregon enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus  (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Oregon state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of a police report, DMV report, or FTC ID Theft Affidavit)
• All others must pay $10.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in Oregon:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  
 

Oregon Law Enforcement
Oregon Law Enforcement

Report Business Identity Theft to Oregon Law Enforcement


In Oregon, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a complaint with the Oregon Department of Justice Office of the Attorney General. In the case of fraudulent business filings, the Oregon Secretary of State Corporation Division may also report or escalate to law enforcement as appropriate.

Be certain to also review the Business Identity Theft Victim Action List for other important steps to take.


State of Oregon Dept. of Justice - Office of the Attorney General

Oregon Attorney General website

Oregon Attorney General Consumer Complaint website

Main office telephone:  (503) 378-4400

Consumer Hotline telephone numbers:
Call centers are open M-F 8:30 a.m. to 4:30 p.m.

    • 503-378-4320  (from Salem)
    • 503-229-5576  (from Portland)
    • 1-877-877-9392  (statewide)

Address:
Oregon Department of Justice
1162 Court Street NE
Salem, Oregon  97301-4096


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