Javascript is currently disabled. This site requires Javascript to function correctly. Please enable Javascript in your browser!

North Carolina

North Carolina Business Identity Theft

North Carolina flag
North%20Carolina%20business%20identity%20theft%20information%20and%20victim%20assistance%20resources%20for%20the%20state%20of%20North%20Carolina Bookmark and Share


North Carolina Business Identity Theft Protection & Resources


State Seal of North Carolina   State business identity theft resources 

  State of North Carolina

North Carolina business identity theft information and state-specific resources to protect North Carolina businesses and business owners, & guidance to help you report and recover from business ID theft


PROTECT YOURSELF

Protect your personal credit and identity, and find additional North Carolina state-specific information for personal identity theft protection


Business owner personal risks

Review and protect your personal credit

Personal identity theft protection

PROTECT YOUR BUSINESS

Learn about business identity theft, how it happens, and ways to protect your North Carolina business & reduce your risks

Learn about business identity theft

Protect your business

Protect your state business filings

Business credit reports

REPORT & RESOLVE YOUR CASE

Report business identity theft to law enforcement and appropriate North Carolina government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies


©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.

North Carolina State Resources for Personal Identity Theft
North Carolina State Resources for Personal Identity Theft

North Carolina state resources for personal identity theft protection


Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.


North Carolina Identity Theft Victim's Toolkit  (for personal cases)

North Carolina Attorney General: "Steps to Take When Your ID Is Stolen"  (for personal cases)



Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit


Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.


Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
     
Review Your Credit Report for Fraud    Extended Fraud Alerts 
     
Credit Security Freeze    Fraud Victim Statement 
     
Active Duty Alerts    Credit Monitoring 


Protect your state business filings
Protect your state business filings

Review, Manage, and Protect Your North Carolina Business Filings


If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.




An Important Message from Secretary Marshall about Business Identity Theft

Since becoming North Carolina Secretary of State in 1997, I have worked hard to modernize this agency and to continuously improve the quality of the services we offer to our business community customers. Today we remain dedicated to working with business owners not only to provide the best service possible, but to offer the safest and most secure transactions as well.

Something I urge all business owners to do is to routinely check your own business entity information and status with our Department. This is simple to do by going on-line to www.secretary.state.nc.us/corporations/CSearch.aspx and pulling up your company’s records with us.  Checking this information on a regular basis will allow you to make sure no one has attempted to change your company’s status for malicious or financially criminal reasons. This is one of the best ways I know to thwart business ID theft and it also keeps you aware of any upcoming filing deadlines.

This agency maintains great relations with law enforcement agencies throughout North Carolina and at the federal level. If you ever have any suspicions that your company is the target of someone trying to commit business ID theft, please do not hesitate to contact the North Carolina Secretary of State’s Office immediately.

Sincerely,
Elaine F. Marshall
North Carolina Secretary of State
Co-Chair, NASS Business Identity Theft Task Force


Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports


Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:


Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  
 


Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent North Carolina Business Filings


In North Carolina, if your state business records have been fraudulently changed or updated, contact the North Carolina Secretary of State Corporations Division to report and correct fraudulent business filings. Contact information and instructions are provided below.

Please note that you should only contact the North Carolina Secretary of State Corporations Division for business identity theft incidents involving fraudulent business records. For such incidents, the Division may also report or escalate to law enforcement as appropriate.

All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.


North Carolina Secretary of State
Main website:  www.sosnc.com

North Carolina Secretary of State - Corporations Division

www.secretary.state.nc.us/corporations

Corporations Division telephone:  (919) 807-2225

           Instructions and forms for reporting fraudulent business filings:

North Carolina Secretary of State Business Identity Theft complaint form
Use this form to report forged or fraudulent business filings



Mailing address:

North Carolina Secretary of State
Corporations Division
P.O. Box 29622
Raleigh, NC  27626-0622
  Physical address:

North Carolina Secretary of State
Corporations Division
2 South Salisbury Street
Raleigh, NC  27601-2903



North Carolina Credit Security Freeze
North Carolina Credit Security Freeze

North Carolina Credit Security Freeze


North Carolina enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus  (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all North Carolina state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims, or their spouse, to place a freeze (with a copy of police report), or for seniors age 62 or older
• All others pay no fees to place their first freeze, to temporarily lift the freeze, or to remove it entirely
• There is a $3.00 fee for each subsequent freeze
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in North Carolina:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  
 

North Carolina Law Enforcement
North Carolina Law Enforcement

Report Business Identity Theft to North Carolina Law Enforcement


In North Carolina, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a complaint with the Consumer Protection Unit of the North Carolina Office of the Attorney General.

In the case of fraudulent business filings, the North Carolina Secretary of State Corporations Division may also report or escalate to law enforcement as appropriate.

Be certain to also review the Business Identity Theft Victim Action List for other important steps to take.


North Carolina Department of Justice - Office of the Attorney General

North Carolina DOJ Office of the Attorney General website

North Carolina Attorney General Consumer Protection website

File a complaint with the North Carolina Attorney General Consumer Protection Unit

North Carolina AG Consumer Protection numbers:

1-877-5-NO-SCAM  (toll free in North Carolina
(919) 716-6000  (outside of North Carolina)
(919) 716-0058  (for Spanish speakers)


Address:

Consumer Protection
Attorney General's Office
Mail Service Center 9001
Raleigh, NC  27699-9001

State of North Carolina Department of Public Safety

North Carolina Department of Public Safety website


Asset 1