State of Montana
Montana business identity theft information and state-specific resources to protect Montana businesses and business owners, & guidance to help you report and recover from business ID theft
Learn how to protect your personal credit and identity, and find additional Montana state-specific information for personal identity theft protection
Learn about business identity theft, how it happens, and ways to protect your Montana business & reduce your risks
Learn how to report business identity theft to law enforcement and appropriate Montana government agencies, & get assistance in resolving your case
©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.
Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.
Montana Dept of Justice consumer identity theft website (for personal protection)
Montana Identity Theft Passport Program
An Identity Theft Passport is designed to help victims prove to creditors and law enforcement officers that someone has used their identity to commit fraud. Through no fault of their own, victims of identity theft are forced to spend a considerable amount of time and money undoing the damage done to their good names and credit records. The wallet-sized passport is designed to help victims prove who they are and limit the cost and stress they experience. To qualify for a passport, identity theft victims must file a police report with a Montana law enforcement agency and present a completed Identity Theft Passport application with a photo ID to the investigating agency.
Montana Identity Theft Passport Program website
Note: You will need to scroll down the web page to find the program information
Program address and contact information:
Office of Consumer Protection
Identity Theft Passport Program
2225 11th Avenue
P.O. Box 200151
Helena, MT 59620-0151
Phone: (800) 481-6896 or (406) 444-4500
Fax: (406) 444-9680
Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.
Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.
Tools & Resources to Protect Your Personal Credit:
If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.
The Montana Secretary of State Business Services Division sends out quarterly electronic newsletters that describe any business identity theft issues we have been notified of occurring in other jurisdictions and/or in Montana. The newsletters are available on our website. In addition, our website contains a business alert/scam section that describe scams.
Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.
Contact the business credit reporting agencies:
In Montana, if your state business records have been fraudulently changed or updated, contact the Montana Secretary of State Business Services Division to report and correct fraudulent business filings. Contact information is provided below.
Please note that you should only contact the Montana Secretary of State Business Services Division for business identity theft incidents involving fraudulent business records. For such incidents, the Division may also report or escalate to law enforcement as appropriate.
All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.
Montana enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Montana state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.
Eligibility: All consumers
Credit Security Freeze Fees: Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of police report)
• All others must pay $3.00 to place a freeze, or to temporarily lift the freeze
• There is no fee to remove the freeze entirely
• The freeze will remain in place until you remove it
To Place a Credit Security Freeze in Montana:
• Experian security freeze website
• Equifax security freeze website
• TransUnion security freeze website
• Innovis security freeze website
In Montana, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a complaint with the Montana Attorney General Office of Consumer Protection.
In the case of fraudulent business filings, the Montana Secretary of State Business Services Division may also report or escalate to law enforcement as appropriate.
Also review the Business Identity Theft Victim Action List for other important steps to take.
Montana Department of Justice - Office of the Attorney General - Office of Consumer Protection
Montana DOJ Office of Consumer Protection website
MT DOJ Consumer Protection phone: (800) 481-6896 or (406) 444-4500