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Minnesota

Minnesota Business Identity Theft

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Minnesota Business Identity Theft Protection & Resources


State Seal of Minnesota   State business identity theft resources 

  State of Minnesota

Minnesota business identity theft information and state resources to protect businesses and business owners, & guidance to help you report and recover from business ID theft


PROTECT YOURSELF

Protect your personal credit and identity, and find additional Minnesota state-specific information for personal identity theft protection


Business owner personal risks

Review and protect your personal credit

Personal identity theft protection

PROTECT YOUR BUSINESS

Learn about business identity theft, how it happens, and ways to protect your Minnesota business & reduce your risks

Learn about business identity theft

Protect your business

Protect your state business filings

Business credit reports

REPORT & RESOLVE YOUR CASE

Report business identity theft to law enforcement and appropriate Minnesota government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies


©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.

Minnesota State Resources for Personal Identity Theft
Minnesota State Resources for Personal Identity Theft

Minnesota state resources for personal identity theft protection


Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.


Minnesota Attorney General privacy and identity theft website   (personal protection information)




Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit


Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.


Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
     
Review Your Credit Report for Fraud    Extended Fraud Alerts 
     
Credit Security Freeze    Fraud Victim Statement 
     
Active Duty Alerts    Credit Monitoring 


Protect your state business filings
Protect your state business filings

Review, Manage, and Protect Your Minnesota Business Filings


If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.




Minnesota’s new automated system includes a process in which a business can designate an email address for official and other notices. Once this new system is fully launched, the OSS will add a component to send a confirmation email to that original address when any filing is made for that business entity. In addition, the Office uses media alerts to inform the general public about issues related to business identity theft or other commercial security issues.


Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports


Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:


Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  
 


Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent Minnesota Business Filings


In Minnesota, if your state business records have been fraudulently changed or updated, contact the Minnesota Secretary of State Business Services Division to report and correct fraudulent business filings. Contact information is provided below. The Division will also report or escalate to law enforcement, as appropriate.

Please note that you should only contact the Minnesota Secretary of State Business Services Division for business identity theft incidents involving fraudulent business records.

All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.


Minnesota Secretary of State
Main website:  www.sos.state.mn.us

Minnesota Secretary of State - Business Services Division

Minnesota Secretary of State Business Services website

Business Services Division telephone:  (651) 296-2803 (Metro area)   or   1-877-551-6767 (Greater MN)

Mailing address:
Office of the Secretary of State
Retirement Systems of Minnesota Building
60 Empire Drive, Suite 100
St. Paul, Minnesota  55103

Each year the Minnesota Office of the Secretary of State helps 60,000 new business get started and another 250,000 to better serve their customers. While the new on-line systems are of great benefit for making the process of creating and operating businesses more efficient, they also create new opportunities for fraud and abuse. As we develop new computer-based filing systems, we will continue to develop new ways to help keep Minnesota business owners safe from commercial fraud, including business identity theft.



Minnesota Credit Security Freeze
Minnesota Credit Security Freeze

Minnesota Credit Security Freeze


Minnesota enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus  (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Minnesota state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of police report)
• All others must pay $5.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in Minnesota:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  
 

Minnesota Law Enforcement
Minnesota Law Enforcement

Report Business Identity Theft to Minnesota Law Enforcement


In Minnesota, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a complaint with the white collar crime section of your county attorney’s office.

In the case of fraudulent business filings, the Minnesota Secretary of State Business Services Division may also report or escalate to law enforcement as appropriate.

Also review the Business Identity Theft Victim Action List for other important steps to take.


State of Minnesota Office of the Attorney General

Minnesota Attorney General website

Minnesota Attorney General Consumer Complaint website

Minnesota AG consumer telephone numbers:  1-800-657-3787   or    (651) 296-3353

Address:
Minnesota Attorney General
1400 Bremer Tower
445 Minnesota Street
St. Paul, MN   55101


State of Minnesota Department of Public Safety

Minnesota Department of Public Safety website


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