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Michigan Business Identity Theft

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Michigan Business Identity Theft Protection & Resources

State Seal of Michigan   State business identity theft resources 

  State of Michigan

Michigan business identity theft information and state-specific resources to protect Michigan businesses and business owners, & guidance to help you report and recover from business ID theft


Protect your personal credit and identity, and find additional Michigan state-specific information for personal identity theft protection

Business owner personal risks

Review and protect your personal credit

Personal identity theft protection


Learn about business identity theft, how it happens, and ways to protect your Michigan business & reduce your risks

Learn about business identity theft

Protect your business

Protect your state business filings

Business credit reports


Report business identity theft to law enforcement and appropriate Michigan government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies

©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.

Michigan State Resources for Personal Identity Theft
Michigan State Resources for Personal Identity Theft

Michigan state resources for personal identity theft protection

Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.

Michigan Attorney General identity theft website  (for personal protection)

Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit

Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.

Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
Review Your Credit Report for Fraud    Extended Fraud Alerts 
Credit Security Freeze    Fraud Victim Statement 
Active Duty Alerts    Credit Monitoring 

Protect your state business filings
Protect your state business filings

Review, Manage, and Protect Your Michigan Business Filings

If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.

Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports

Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:

Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  

Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent Michigan Business Filings

In Michigan, if your state business records have been fraudulently changed or updated, contact the Michigan Department of Licensing and Regulatory Affairs Corporation Division to report and correct fraudulent business filings. Contact information is provided below.

Please note that you should only contact the Michigan LARA Corporation Division for business identity theft incidents involving fraudulent business records.

All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.

Michigan Department of Licensing and Regulatory Affairs Corporation Division

Michigan LARA Corporation Division website

Corporation Division telephone:  (517) 241-6470
Corporation Division fax:             (517) 241-0538

Mailing address:
Michigan L.A.R.A.
Corporation Division
P.O. Box 30054
Lansing, Michigan  48909

Michigan Credit Security Freeze
Michigan Credit Security Freeze

Michigan Credit Security Freeze

Michigan is one of two states that have not enacted its own state law establishing the availability of credit security freezes for its citizens. However, the three major credit bureaus (Experian, Equifax, and TransUnion) have voluntarily made security freezes available to all Michigan state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of police report)
• All others must pay $10.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in Michigan:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  

Michigan Law Enforcement
Michigan Law Enforcement

Report Business Identity Theft to Michigan Law Enforcement

In Michigan, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also report business identity fraud to the Michigan Office of the Attorney General.

In the case of fraudulent business filings, the Corporation Division of the Michigan Department of Licensing and Regulatory Affairs may also report or escalate to law enforcement as required.

Also review the Business Identity Theft Victim Action List for other important steps to take.

State of Michigan Office of the Attorney General

Michigan Attorney General website

Michigan Attorney General Consumer Complaint website

Consumer Protection Division number:  (517) 373-1140

Consumer Protection Division mailing address:
Michigan Office of Attorney General
Consumer Protection Division
P.O. Box 30213
Lansing, Michigan  48909

Michigan State Police

Michigan State Police website

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