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Massachusetts

Massachusetts Business Identity Theft

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Massachusetts Business Identity Theft Protection & Resources


Seal of Massachusetts   State business identity theft resources 

  Commonwealth of
 Massachusetts

Massachusetts business identity theft information and state resources to protect Massachusetts businesses and business owners, & guidance to help you report and recover from business ID theft


PROTECT YOURSELF

Protect your personal credit and identity, and find additional Massachusetts state-specific information for personal identity theft protection


Business owner personal risks

Review and protect your personal credit

Personal identity theft protection

PROTECT YOUR BUSINESS

Learn about business identity theft, how it happens, and ways to protect your Massachusetts business & reduce your risks

Learn about business identity theft

Protect your business

Protect your state business filings

Business credit reports

REPORT & RESOLVE YOUR CASE

Report business identity theft to law enforcement and appropriate Massachusetts government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies


©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.

Massachusetts Resources for Personal Identity Theft
Massachusetts Resources for Personal Identity Theft

Massachusetts resources for personal identity theft protection


Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.


Massachusetts Attorney General consumer identity theft website  (for personal cases)

Massachusetts Dept of Public Safety consumer identity theft website  (for personal cases)



Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit


Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.


Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
     
Review Your Credit Report for Fraud    Extended Fraud Alerts 
     
Credit Security Freeze    Fraud Victim Statement 
     
Active Duty Alerts    Credit Monitoring 


Protect your state business filings
Protect your state business filings

Review, Manage, and Protect Your Massachusetts Business Filings


If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.




The Corporations Division offers an email subscription service to business entities which allows you to elect to be notified any time there is a document submitted relative to your business entity. Enrolling in this service is an important preventative measure to help you protect your business against business identity theft and fraudulent business filings.


Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports


Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:


Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  
 


Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent Massachusetts Business Filings


In Massachusetts, if your state business records have been fraudulently changed or updated, contact the Massachusetts Secretary of the Commonwealth Corporations Division to report and correct fraudulent business filings. Contact information is provided below.

Please note that you should only contact the Massachusetts Secretary of the Commonwealth Corporations Division for business identity theft incidents involving fraudulent business records.

All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.


Massachusetts Secretary of the Commonwealth
Main website:  www.sec.state.ma.us

Massachusetts Secretary of the Commonwealth - Corporations Division

Website:   MA Secretary of the Commonwealth - Corporations Division website

Corporations Division telephone:  (617) 727-9640

Address:
MA. Secretary of the Commonwealth
Corporations Division
One Ashburton Place, 17th Floor
Boston, MA   02108




Massachusetts Credit Security Freeze
Massachusetts Credit Security Freeze

Massachusetts Credit Security Freeze


Massachusetts enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus  (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Massachusetts citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims, or their spouse, to place a freeze (with a copy of a police or DMV report)
• All others must pay $5.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in Massachusetts:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  
 

Massachusetts Law Enforcement
Massachusetts Law Enforcement

Report Business Identity Theft to Massachusetts Law Enforcement


In Massachusetts, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a report with the Massachusetts Office of the Attorney General Financial Crimes unit.

In the case of fraudulent business filings, the Corporations Division of the Massachusetts Secretary of the Commonwealth may also report or escalate to law enforcement as appropriate.

Also review the Business Identity Theft Victim Action List for other important steps to take.


Massachusetts Office of the Attorney General

Massachusetts Office of the Attorney General website

Massachusetts AG Fraud and Financial Crimes Division website

Massachusetts AG Fraud & Financial Crimes Division phone:  (617) 963-2223

Address:
Office of the Attorney General
Fraud and Financial Crimes Division
One Ashburton Place
Boston, MA   02108

Massachusetts Department of Public Safety

Massachusetts Department of Public Safety website


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