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Maine

Maine

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State Seal of Maine   Business identity theft resources 

  State of Maine

Maine business identity theft information and resources

Information and state-specific resources to protect Maine businesses and business owners, & guidance to help you report and recover from business identity theft

PROTECT YOURSELF

Protect your personal credit and identity, and find additional state-specific information for personal identity theft protection


Business owner personal risks

Review and protect your personal credit

Personal identity theft protection

PROTECT YOUR BUSINESS

Learn about business identity theft, how it happens, and ways to protect your business & reduce your risks

Learn about business identity theft

Protect your business

Protect your state business filings

Business credit reports

REPORT & RESOLVE YOUR CASE

Report business identity theft to law enforcement and appropriate government agencies, & get assistance in resolving your case

Victim action list

Report to law enforcement

Fraudulent business filings

Federal government agencies
Maine State Resources for Personal Identity Theft
Maine State Resources for Personal Identity Theft

Maine state resources for personal identity theft protection


Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.


Office of the Maine Attorney General identity theft guide  (personal protection)

Office of the Secretary of State: “Protect your Privacy & Prevent Identity Fraud”  (personal protection)

Maine Bureau of Financial Institutions: “Credit Reports and Identity Theft”  (personal protection)

Maine Department of Professional and Financial Regulation - “Consumer Credit Protection: Identity Theft”   (personal protection)



Personal Credit Protection
Personal Credit Protection

Learn how to protect your personal credit


Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.

Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.


Tools & Resources to Protect Your Personal Credit:

Get Your Free Annual Credit Reports                            Initial Fraud Alerts 
     
Review Your Credit Report for Fraud    Extended Fraud Alerts 
     
Credit Security Freeze    Fraud Victim Statement 
     
Active Duty Alerts    Credit Monitoring 


Protect your state business filings
Protect your state business filings

Review, Manage, and Protect Your Maine Business Filings


If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.





Business Credit Reports
Business Credit Reports

Review and Protect Your Business Credit Reports


Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.

Contact the business credit reporting agencies:


Dun & Bradstreet       
Business credit website       Toll free:  1-800-234-3867 
Equifax Business credit website 

Toll free:  1-800-525-6285 
Experian  Business credit website 
Toll free:  1-888-397-3742 
TransUnion  Business credit website     Toll free:  1-800-680-7289  
 


Fraudulent Business Filings
Fraudulent Business Filings

Report and Correct Fraudulent Maine Business Filings


In Maine, if your state business records have been fraudulently changed or updated, contact the Maine Secretary of State Division of Corporations to report and correct fraudulent business filings. Contact information is provided below.

Please note that you should only contact the Maine Secretary of State Division of Corporations for business identity theft incidents involving fraudulent business records.

All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.


Maine Department of the Secretary of State
Main website:  www.maine.gov/sos

Maine Secretary of State - Division of Corporations, UCC and Commissions

Maine SoS - Division of Corporations, UCC and Commissions website

Division of Corporations telephone:  (207) 624-7736
Division of Corporations fax:             (207) 287-5874

Address:
Maine Dept. of the Secretary of State
Division of Corporations
Burton Cross Building
111 Sewall Street, 4th Floor
Augusta, Maine  04333



Maine Credit Security Freeze
Maine Credit Security Freeze

Maine Credit Security Freeze


Maine enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus  (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Maine state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility: All consumers 

Credit Security Freeze Fees:  Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for confirmed identity theft victims to place a freeze (with a copy of police report)
• All others must pay $10.00 to place a freeze, to temporarily lift the freeze, or to remove it entirely
• There is a $12.00 fee to temporarily lift the freeze for a specific creditor
• There is a $10.00 fee for replacement PINs, if needed
• The freeze will remain in place until you remove it

To Place a Credit Security Freeze in Maine:

Experian security freeze website  

Equifax security freeze website  

TransUnion security freeze website  

Innovis security freeze website  
 

Maine Law Enforcement
Maine Law Enforcement

Report Business Identity Theft to Maine Law Enforcement


In Maine, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. In some cases, you may also file a complaint with the Office of the Maine Attorney General Consumer Protection Division.

In the case of fraudulent business filings, the Maine Secretary of State Division of Corporations may also report or escalate to law enforcement as appropriate.

Also review the Business Identity Theft Victim Action List for other important steps to take.


Office of the Maine Attorney General

Maine Office of the Attorney General website


Office of the Maine Attorney General - Consumer Protection Division

Maine AG Consumer Protection Division contact page

Maine AG Consumer Information and Mediation Service phone:  (800) 436-2131  or  (207) 626-8849

Address:
Attorney General's Consumer Information and Mediation Service
6 State House Station
Augusta, Maine   04333


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