State of Colorado
Colorado business identity theft information and state-specific resources to protect Colorado businesses and business owners, & guidance to help you report and recover from business ID theft
Protect your personal credit and identity, and find additional Colorado state-specific information for personal identity theft protection
Learn about business identity theft, how it happens, and ways to protect your Colorado business & reduce your risks
Report business identity theft to law enforcement and appropriate Colorado government agencies, & get assistance in resolving your case
©Copyright 2012-2013 by Identity Theft Protection Association. All rights reserved.
Note: These resources are specifically designed to address personal identity theft prevention and incidents of consumer identity theft. Because most state and federal identity theft and consumer protection laws are designed to protect individual consumers, businesses generally do not enjoy the same rights, protections, and potential recourse as consumers. Therefore, while helpful in addressing many issues that you may face as an individual, be aware that consumer identity theft information may not be applicable to an incident of business identity theft or fraud.
Business identity thieves often use the identity information (and credit) of the business owner or company officers to open new accounts, or as guarantors of fraudulent loans and lines of credit. In addition to taking actions to protect your business, it is also important to protect yourself as well. This section provides detailed explanations of important consumer credit protection tools that are available to help protect your personal credit from identity thieves.
Use the links below to learn what these tools are, how they work, and how to use them to help protect your personal credit.
Tools & Resources to Protect Your Personal Credit:
If your business does not regularly review your state business filings, file your annual reports in a timely manner, or enroll in email alerts or other preventative systems that may be offered by your state, you may unknowingly attract the unwanted attention of business identity thieves.
The Colorado Secretary of State Business and Licensing Division has implemented an email alert system and secure business filing system to help protect your business.
Business identity thieves can manipulate or falsify business credit records and then use these to impersonate your business, or as a part of a fraud scheme to target your business. To combat this, you should periodically review your business credit reports and the information that is being reported.
Contact the business credit reporting agencies:
In Colorado, if your state business records have been fraudulently changed or updated, contact the Colorado Secretary of State Business and Licensing Division to report and correct fraudulent business filings. Instructions and contact information are provided below.
Please note that you should only contact the Colorado Secretary of State Business and Licensing Division for business identity theft incidents involving fraudulent business records.
All other types of business identity theft incidents and related fraud should be reported directly to law enforcement. Also review the Business Identity Theft Victim Action List for other important steps to take.
Hear an important message about business identity theft from Secretary Gessler
Instructions: Contact the Secretary of State’s Business and Licensing Division, describe the identity theft, and ask to speak with a supervisor who will assist with correcting your business information.
Protect Your Business from Business Identity Theft
Colorado enacted its own state law establishing the availability of credit security freezes for its citizens. The three major credit bureaus (Experian, Equifax, and TransUnion) have also voluntarily made security freezes available to all Colorado state citizens. Innovis voluntarily allows consumers in all states to freeze their Innovis credit files.
Eligibility: All consumers
Credit Security Freeze Fees: Per credit bureau. To be effective, you should place a freeze at each credit bureau
• No cost for your first security freeze
• $10.00 to place a new freeze, to temporarily lift the freeze, or to remove it entirely
• $12.00 to temporarily lift the freeze for a specific company
• The freeze will remain in place until you remove it
To Place a Credit Security Freeze in Colorado:
• Experian security freeze website
• Equifax security freeze website
• TransUnion security freeze website
• Innovis security freeze website
In Colorado, if your business is a victim of business identity theft, you should report the crime to your local law enforcement agency. You can also file a complaint with the Colorado Bureau of Investigation (CBI).
In the case of fraudulent business filings, the Colorado Secretary of State Business and Licensing Division may also report or escalate to law enforcement as appropriate.
Also review the Business Identity Theft Victim Action List for other important steps to take.
Colorado Bureau of Investigation (CBI)
CBI Business Identity Theft Unit website
CBI Denver Identity Theft Unit telephone: (303) 239-4211
State of Colorado Department of Law - Office of the Attorney General
Colorado Attorney General website
Colorado Attorney General Consumer Protection Section website
File a complaint with the Colorado Attorney General Consumer Protection Section
Colorado AG Consumer Protection numbers:
Main telephone: (303) 866-4500
Consumer line: 1-800-222-4444 (toll free)